{"created":"2023-06-20T14:46:07.571253+00:00","id":294,"links":{},"metadata":{"_buckets":{"deposit":"8a7ccd23-1eda-4d95-86d3-56f8cd27f094"},"_deposit":{"created_by":10,"id":"294","owners":[10],"pid":{"revision_id":0,"type":"depid","value":"294"},"status":"published"},"_oai":{"id":"oai:takushoku-u.repo.nii.ac.jp:00000294","sets":["2:23:24:66"]},"author_link":["394"],"control_number":"294","item_10002_biblio_info_7":{"attribute_name":"bibliographic_information","attribute_value_mlt":[{"bibliographicIssueDates":{"bibliographicIssueDate":"2019-10-26","bibliographicIssueDateType":"Issued"},"bibliographicPageEnd":"38","bibliographicPageStart":"23","bibliographicVolumeNumber":"116","bibliographic_titles":[{"bibliographic_title":"拓殖大学経営経理研究"},{"bibliographic_title":"Takushoku University research in management and accounting","bibliographic_titleLang":"en"}]}]},"item_10002_description_5":{"attribute_name":"抄録","attribute_value_mlt":[{"subitem_description":"近年日本で喧伝されるスマート農業は，オランダの施設園芸を手本としている。オランダの農業は，EU 域内の分業もあって特定品目に特化し，土地・資本を集約した農業経営をしており，そのため高度な情報機器を用いた農業が進んでいる。本稿では，これを支援する民間金融機関の在り方をラボバンクのスマート農業金融に探った。\n貸出業務は事業性融資が基本で，担保や保証は二次的なものである。融資担当者の決裁権が大きく，農業専門家と班を組んで審査を行う。リスクが高いときは，リース子会社や制度保証を利用する。貸出金利は高く，借換えられることもある。金融サービスを総合的に提供するだけでなく，高度な知識の提供，サプライチェーンの構築支援をしており，これは借換えを防止し，かつ事業の成功を導く合理的戦略と考えられる。\n日本でのスマート農業の発展は，地域事情に合わせて進行するだろうが，オランダ型金融ビジネスを手本にすれば，地域金融機関が地域農業の革新に，より積極的に貢献できるであろう。","subitem_description_language":"ja","subitem_description_type":"Abstract"}]},"item_10002_publisher_8":{"attribute_name":"出版者","attribute_value_mlt":[{"subitem_publisher":"拓殖大学経営経理研究所"}]},"item_10002_source_id_9":{"attribute_name":"item_10002_source_id_9","attribute_value_mlt":[{"subitem_source_identifier":"13490281","subitem_source_identifier_type":"PISSN"}]},"item_10002_subject_21":{"attribute_name":"日本十進分類法","attribute_value_mlt":[{"subitem_subject":"611.5","subitem_subject_scheme":"NDC"}]},"item_10002_text_24":{"attribute_name":"item_10002_text_24","attribute_value_mlt":[{"subitem_text_value":"論文 / Article"}]},"item_10002_version_type_20":{"attribute_name":"出版タイプ","attribute_value_mlt":[{"subitem_version_resource":"http://purl.org/coar/version/c_970fb48d4fbd8a85","subitem_version_type":"VoR"}]},"item_creator":{"attribute_name":"著者","attribute_type":"creator","attribute_value_mlt":[{"creatorAffiliations":[{"affiliationNameIdentifiers":[{"affiliationNameIdentifierScheme":"ISNI","affiliationNameIdentifierURI":"http://www.isni.org/isni/"}],"affiliationNames":[{"affiliationNameLang":"ja"}]}],"creatorNames":[{"creatorName":"山村, 延郎","creatorNameLang":"ja"},{"creatorName":"ヤマムラ, ノブオ","creatorNameLang":"ja-Kana"},{"creatorName":"Yamamura, Nobuo","creatorNameLang":"en"}],"familyNames":[{"familyName":"山村","familyNameLang":"ja"},{"familyName":"ヤマムラ","familyNameLang":"ja-Kana"},{"familyName":"Yamamura","familyNameLang":"en"}],"givenNames":[{"givenName":"延郎","givenNameLang":"ja"},{"givenName":"ノブオ","givenNameLang":"ja-Kana"},{"givenName":"Nobuo","givenNameLang":"en"}],"nameIdentifiers":[{"nameIdentifier":"394","nameIdentifierScheme":"WEKO"}]}]},"item_files":{"attribute_name":"ファイル情報","attribute_type":"file","attribute_value_mlt":[{"accessrole":"open_date","date":[{"dateType":"Available","dateValue":"2019-11-14"}],"displaytype":"detail","filename":"オランダのスマート農業における金融機関の役割.pdf","filesize":[{"value":"1.7 MB"}],"format":"application/pdf","licensetype":"license_note","mimetype":"application/pdf","url":{"label":"オランダのスマート農業における金融機関の役割","url":"https://takushoku-u.repo.nii.ac.jp/record/294/files/オランダのスマート農業における金融機関の役割.pdf"},"version_id":"01fe452c-8000-4e81-849d-37ea8041fe86"}]},"item_keyword":{"attribute_name":"キーワード","attribute_value_mlt":[{"subitem_subject":"オランダ","subitem_subject_scheme":"Other"},{"subitem_subject":"スマート農業","subitem_subject_scheme":"Other"},{"subitem_subject":"協同組織","subitem_subject_scheme":"Other"},{"subitem_subject":"事業性評価","subitem_subject_scheme":"Other"},{"subitem_subject":"リレーションシップバンキング","subitem_subject_scheme":"Other"}]},"item_language":{"attribute_name":"言語","attribute_value_mlt":[{"subitem_language":"jpn"}]},"item_resource_type":{"attribute_name":"item_resource_type","attribute_value_mlt":[{"resourcetype":"departmental bulletin paper","resourceuri":"http://purl.org/coar/resource_type/c_6501"}]},"item_title":"オランダのスマート農業における金融機関の役割 ―ラボバンクの貸出業務とリレーションシップバンキング―","item_titles":{"attribute_name":"タイトル","attribute_value_mlt":[{"subitem_title":"オランダのスマート農業における金融機関の役割 ―ラボバンクの貸出業務とリレーションシップバンキング―","subitem_title_language":"ja"},{"subitem_title":"The Role of Financial Institutions in the Smart Agriculture in the Netherlands ―Lending Business and Relationship Banking of Rabobank―","subitem_title_language":"en"}]},"item_type_id":"10002","owner":"10","path":["66"],"pubdate":{"attribute_name":"PubDate","attribute_value":"2019-11-14"},"publish_date":"2019-11-14","publish_status":"0","recid":"294","relation_version_is_last":true,"title":["オランダのスマート農業における金融機関の役割 ―ラボバンクの貸出業務とリレーションシップバンキング―"],"weko_creator_id":"10","weko_shared_id":-1},"updated":"2024-10-10T07:31:21.255343+00:00"}